Tinkoff Aliexpress: What are the opportunities and what it is fear. Cooperation of Tinkoff Bank with Aliexpress. What services has a Tinkoff Bank for the Aliexpress platform. Features of maps.

Aliexpress - Chinese trading platform, on which almost the whole world sweeps. First, it is convenient, purchases are made without leaving the house via the Internet. Secondly, product prices are lower than in stores or markets. Thirdly, there are frequent sales and you can ask the seller's discount. Thanks to such popularity, various services have appeared that provide services on the site. People become more profitable to buy, due to the function of returning funds and others that make purchases more pleasant.

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A little about the bank Tinkoff

Russian bank is unique in its kind. He has no departments and ATMs in the country. Working with customers is completely carried out remotely. Its functions are aimed at issuing credit and debit cards, also engaged in deposits.

The bank began its existence in 2006. His founder was the entrepreneur Oleg Tinkov, who learned that in the United States of America there exists this kind of institution, and decided that Russia is no worse. To get a license to work in the banking sector, Tinky bought a small bank, which provided services for chemical and pharmaceutical enterprises. After the attachment of multimillion capital, its system has earned. Next began development. Earned application for Android and iOS platforms. After that, the rapid development of the structure as a whole began. And in 2017 they had to open the first ATM. Since it has a need for calculating clients.

Aliexpress debit card from Tinkoff

Chinese Internet site and bank began cooperation. The release of a special debit card gives several advantages that are credited in the form of bonuses:

from each purchase on the site up to 2 percent of funds returns;
paying the rest of the goods, 1 percent is returned.

If the account constantly contains the amount of 30 thousand rubles, then there are no monthly payments for its use. If the amount is less, then every month the amount for payment is 99 rubles. Who has such "plastic" have additional bonuses in the acquisitions on the site travel.tinkoff.ru:

returns 3 percent of the cost of air ticket;
if a hotel or car is booked, up to 9 percent.

On the site Aliexpress You can fully pay the accumulated bonuses. They should be at least five hundred. Each bonus is equivalent to one ruble.

How to get a debit card for Aliexpressor from Tinkoff?

First of all, you must fill out a questionnaire for the issuance of this card on the official website of the bank. Within two minutes, the request is processed. If something goes wrong, then service employees will contact and clarify the nuances. After that, in two days, the card delivery and mandatory documents will be carried out by courier to the specified address.

The questionnaire is filled quickly. There is a surname and name of the owner, date of birth, city of residence and passport details.

Registration of this card gives several advantages:

return of funds in the form of points from each acquisition;
eight percent of bonus per annum on the balance balance;
mobile Internet banking, which is available from any device;
MasterCard SecureCode performs protection function;
it is possible to remove cash up to 3 thousand rubles in any ATMs;
support for the contactless payment system PayPass.

What do you pay attention to the declaration of the Aliexpress debit card?

You should always pay attention to the fact that it is written in small font and carefully read the terms of the contract so that there are no misunderstandings or problems:

The first thing that new users are encountered are the non-receipt of the instant return of 2 percent with the purchase, as mentioned earlier. But it is not worth worrying, as they come within ten days from the date of payment.
It is worth noting that the refund is carried out in the form of points, and not real money. These bonuses can be completely spent on subsequent purchases on the Chinese Internet site.
In addition, there is one point to be taken into account. Spend points will be possible only when the price product exceeds five hundred rubles.
For each spent ruble on the site, one score in the form of a bonus is returned.

The accrual of bonuses will not be possible if you do not use the card during shopping. In the case when the cost of acquisitions is less than 3 thousand, only 3 percent will return bonuses.

Credit Map Aliexpress from Tinkoff

People who now want to buy goods On the Chinese trading platform, but there is no desire or opportunity to immediately make a payment, can take advantage of the credit card.

In addition, it will not be necessary to instantly pay, so also bonuses will be accrued. The credit card is drawn up on some conditions:

each user has a loan limit of 700 thousand rubles;
within 55 days, an additional charge will not be accrued;
to use a credit card, you need to pay 990 rubles per annum;
when purchases on the Chinese site, there are 5 percent refund;
all other acquisitions are given 1 percent;
credit rate from 24 to 30 percent per year;
when removing cash, it is additionally charged 390 rubles.

What is the difference from debit?

The difference between the debit card and the credit is that instant payments are performed on the first and it is impossible to take bank loans. As for the differences of Tinkoff cards, the credit card is considered more profitable, due to higher bonus accruals. She returns five percent, and debit - two.

In addition, if you compare the offer with competitive systems, then this bank offers more profitable. Here is the biggest interest-free lending period. Yes, and the terms of the loan limit are better.

How to arrange a Credit Card Aliexpress from Tinkoff?

Credit card registration is no different from the decoration of the debit. It also leaves the application on the official website with the indication of all personal data. After that, there is a consideration of the application by the company managers. And within two days, the courier is convened with the future owner and brings the necessary documents and the plastic itself.

Nuances when making a Credit Card Aliexpress from Tinkoff?

Here, as always, the bank does not reveal all its secrets. Therefore, it is necessary to know that bonus charges that are constantly consistent, do not come as money, but in the form of equivalent points. Therefore, there is no meaning to start this kind of card only when purchases on the Chinese Internet site are carried out regularly. If it does not use it all the time, then it will be like a simple credit card.

How to get cachek 50% for the first purchase

Recently, Tinkoff has received an interesting proposal in which cashbek From the first purchase on the site. What does this mean and how to use it?

This is a short-term proposal that has been valid from May 1 to July 31, 2017. That is, during this period it is necessary to fill out a questionnaire with an application for the issuance of a map. Activate it on the site and make a purchase on Aliexpress. Now in the 10th day period will come 50 percent of bonuses. In addition, the offer is also advantageous than those in independence from 50 percent bonus, the amount will still be added 2 or 5 percent of the return, depending on which card in the hands. Important moment: after the activation of "plastic" be sure to use it within a month so that the points are not burned. And yet, the cost of buying should not exceed 5 thousand rubles. Otherwise the accruals will not.

User Reviews Aliexpress maps from Tinkoff

Read the conditions that are offered on the site, be sure to, but it is not always possible to determine how profitable is profitable. That is why people who have already used the service make it possible to read real comments on the Internet. Most people are positively configured, as it is really profitable to pay on such conditions. The only Internet Bank represents the highest percentage of funds return. In addition, the action recently launched with 50 percent cashback, increased the number of users. In addition, the user connection with managers is carried out faster than other offices:

There is a round-the-clock support for the user. Consultation is carried out at any time of the day. At the same time, there are no long-lasting response expectations.
If "plastic" is lost, then the issuance of the new one is already the next day. The courier will go to work or the house at the agreed time. The client will not even have time to feel discomfort.

Underwater stones, what to fear from the map of Aliexpress from Tinkoff?

But it turns out that everything is not so smooth here. Some people in their reviews complain that sometimes the bank reduces the limit on removing funds from the card and to replenish the account. This is done without a user warning. It should be noted that in the conditions it is not said that it is impossible to do this. Therefore, the action is legal. But the number of dissatisfied customers is growing, and the reputation does not improve. This should not be forgotten if I want to regularly pay "plastic" on Aliexpress And use the refund.

What else can offer Tinkoff Bank?

The most frequent proposal that the Bank provides is issuing a conventional Tinkoff Black Debit Card.

On its terms it is possible to shoot more than 3 thousand rubles in any available ATMs without commission. There are special offers for which it is possible to get a return to 30 percent. A year is charged seven percent for the balance of funds. The "Platinum" credit card is also a fairly good offer.

It is possible to take up to 300 thousand rubles for up to 300 thousand rubles, the profits on which will be accrued only in 55 days. Prior to this period, repayment is interest-free. The credit rate is 6-8 percent. It is also possible to get up to 30 percent of bonus funds when purchases. In addition to these proposals, the company actively cooperates with some other online stores and ordinary. That is, it is possible to design "plastic" with points for Ulmart, Lamoda, eBay and connected.

What other ways to save on Aliexpress?

Not only the services that have been said in the article above are help to save on purchases. In addition, there are still special cashbek Services that allow you to return to 18 percent from the cost of each product. There are quite a lot of them, but it is worth paying attention to two proven sources:

LetyShops - after registering every time shopping, will be carried out 10 percent refund. Profit is worth waiting for two or three days;

ePN CashBack - immediately after the start of use is possible 7 percent cashbek after the purchase product. Eighteen percent is the largest bonus rate. Here the accrual occurs in the period before the time of the minute.

Data two services have a positive reputation. Negative feedback on the network meets more and less. A malfunction and misunderstandings administration eliminates in a short time.

How to get maximum cachek 57%?

It turns out that EPN service began its cooperation with the bank. At the same time, favorable conditions for these services have appeared. That is, it is possible to return Keebek in size of 57%. But this is valid only when making the first purchase on the site. There is also a limit on 5 thousand rubles. Next, if you use two services at the same time, then each time the return will be 12% and more. On the official page of the service, there are sometimes additional promotional productions, using which profit can be increased. To obtain cashbek 57 percent need: